unburden call for User fabrication

unburden  call for User fabrication

Speeds up tests rather nicely, derived via trial and error
reasonably confident that this is nice. overheard it mentioned by Vladimir
Dementyev in a Codewithjason podcast, so when my intuition already led me
to the user factory, I figured 'on principle/correctness, I should at least
look at what happens if we sidestep the native hashing library, because it's
something i was already curious about.